Privacy Policy
Your privacy is our utmost priority. Learn how we protect your data.
1. Information We Do Not Collect
At Pag-IBIG Contribution Calculator (ibigcalculator.webdesign-kashmir.com), we fundamentally believe that your financial data is yours alone. We do not collect, store, transmit, or monitor any personal identifiable information (PII) or financial data.
When you input your monthly salary or select your member type into our calculator, that data is processed entirely locally within your web browser using JavaScript. It is never sent to our web servers, saved to any database, or shared with any third party.
2. Information We May Collect Automatically (Cookies)
To improve user experience and monitor website performance, we may use standard internet technologies, such as cookies and web beacons. This may include gathering anonymous, aggregated telemetrics like:
- Browser type and operating system
- Time spent on pages
- Referral sources
This data cannot be used to identify you personally and is strictly used to enhance the performance and design of our tools.
3. Third-Party Services
Our website may contain links to third-party sites, such as the official government Pag-IBIG portal or our founder's social media pages. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. We strongly advise you to review the Privacy Policy of every site you visit.
4. Newsletter Subscription
If you choose to subscribe to our newsletter, we only collect the email address you explicitly provide. We use this strictly to send you updates regarding Pag-IBIG contribution rate changes or new site features. We will never sell or rent your email address to marketers. You may unsubscribe at any time.
5. Changes to This Privacy Policy
We may update our Privacy Policy from time to time to comply with legal requirements or reflect changes in our services. We will notify you of any changes by posting the new Privacy Policy on this page.
6. Contact Us
If you have any questions or suggestions regarding our Privacy Policy, do not hesitate to contact us at rjmuzu1@gmail.com.
Last Updated: February 20, 2026