Disclaimer

1. Not an Official Government Website

Pag-IBIG Contribution Calculator (ibigcalculator.webdesign-kashmir.com) is NOT affiliated, associated, authorized, endorsed by, or in any way officially connected with the Home Development Mutual Fund (HDMF), the Philippine Government, or any of its subsidiaries or its affiliates.

The official Pag-IBIG Fund website can be found at https://www.pagibigfund.gov.ph/. The name "Pag-IBIG", as well as related names, marks, emblems, and images are registered trademarks of their respective owners.

2. Educational and Informational Purposes Only

All information, calculators, and tools available on this website are provided entirely for educational, illustrative, and general reference purposes. While we strive to keep the mathematical formulas updated according to the latest public pronouncements (such as the 2024/2026 rate hikes), we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information generated by this tool.

3. No Financial Advice

The calculations and results provided do not constitute professional financial, tax, or legal advice. Your actual mandatory deductions and loan eligibilities are subject to the final computation and approval by your employer's HR/Payroll department and the official Pag-IBIG Fund authority.

4. Limitation of Liability

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website. Reliance on the information provided on this website is strictly at your own risk.

5. Contact the Creator

This independent utility was created by Muzamil Ahad to assist Filipinos. If you spot a mathematical discrepancy or wish to suggest an update based on new legislation, please contact the developer via our Contact Page.

Last Updated: February 20, 2026